Credit score. Like it or not, all are factors that at least some auto insurers have come to use in setting premiums, even if they have a questionable role in predicting a driver’s performance behind the wheel. Now, we can add “stickiness” to the list – not the kind that comes from a messy toddler, but the kind businesses covet: a customer’s tendency to stick around despite higher prices. And the Consumer Federation of America is crying foul.
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Low-income people with little education pay more. The state requires insurers to use other factors, including credit record, age, sex, marital status, vehicle type, model year and driving history. Some of those factors could disproportionately affect lowincome drivers. Where you live in a state also helps determine premiums. So a low-income driver in Hartford is rated as a higher risk than a wealthy driver in Danbury.
For the original version including any supplementary images or video, visit http://www.ctmirror.org/story/2013/09/11/connecticut-drivers-pay-more-auto-insurance